An EWS1 form has an initial design life of five years, but UK Finance and major lenders don’t enforce an automatic, blanket re-issue solely because a form is over five years old — the lenders behind UK Finance’s industry statement have pledged not to require wholesale reviews on that basis alone. Acceptance beyond five years comes down to individual lender risk policy, and whether the building has had significant works carried out that affect the original conclusions. If yours is approaching or past five years, the first step is checking with your lender or managing agent whether it’s still being accepted before assuming a full reassessment is needed.
Update to watch: RICS has published a second edition of its EWS1 valuation standard, effective from 1 November 2026, which moves valuers toward more proportionate, storey-based criteria for when an EWS1 should be requested at all. This may reduce the number of buildings asked for one going forward — worth checking back on this page as the change takes effect.